Car Insurance Tips & Hints
Below we have highlighted some of the more important tips and advice regarding buying car insurance, and selecting the right car insurance company.
- Do Not Lie
If you lie or make mistakes on your application you can render any claims invalid. Things such as your age, whether you are going to be parking your car in a garage or not, or any modifications to the car (such as "chipping" your cars engine) or anything that may give you a cost saving must be stated accurately.
- Don't make unnecessary claims
Building up a no claims bonus can give you massive savings on your car insurance. If you don't need to claim or you can live without claiming then don't. Car insurance no claims savings can be upto 70%.
- Take out no claims protection
Most car insurance companys offer a no claims protection options. This means for a small fee you can make a certain amount of claims without losing your no claims discount.
- Buy online
If you are buying your car insurance soon you should definatly do it over the internet. Most companies offer an additional 10% discount to those ordering via the internet.
- Compare Quotes
Get quotes from at least 3 car insurance companies, then compare the cost and the features of each to be able to get a better idea of what you want and how much you want to pay. If you are looking for car insurance quotes quickly then try our car insurance quotes page which will point you in the right direction. Once you have all your quotes in you can then look at the benefits and costs and decide on the best company.
- Make sure you can still contact the car insurer via phone
Some companies only offer online methods of communication. This, while normally giving you a lower cost, is not always ideal for everyone. A backup method of contacting your chosen car insurance company via phone is a good way to ensure you will get the best service.
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